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Goals, What Goals.....

January 9th, 2010 at 07:44 am

We don't do resolutions in January. We set goals for the year. Sometimes, it seems just to survive something with a happy face. This year we were really optimistic. We have DD finishing college and her wedding. And, we have the ton of college debt to make disappear. We spent last year saving because of economic uncertainty and the job layoffs at the plant. This year was debt. Plain and simple. Then.....

Hubby's legs and feet got worse really fast this time. We've got an appointment with the surgeon next week, but I'm pretty sure we'll have the deja vu deal of surgery for the same deal in the same time of year. Actually, our appt. is a week later than two years ago. This is too weird. I think part of our stress comes from hoping that something can be done. One of the docs last time said that he'd be permanently disabled if they didn't relieve the pressure or irritation on his spine. Last time, we knew it was a couple of discs and some bone. I am thinking that the more difficult surgery they decided not to do at the last minute might be in the picture this time. At least we know the doc and have trust in him. However, we know the more difficult surgery takes longer in the hospital and longer to heal with more pain. We don't have that much sick time or vacation time to use and DD's wedding will use some. Maybe, we can work something out.

Then, we got the news that DD's fiance probably won't have a job after June. They aren't getting married for awhile after that, but with her just graduating and him no job....this is getting to be a frustrating first week of the new year. My goals are crashing down all around me.

On another front, we made it under budget for Christmas. I have already started next year's Christmas fund. And, I've finally paid off Windstorm insurance and have started the fund again for next year's. I also owe about 1000 on the truck. I can't wait to see a zero on another line in the budget. Or better yet, remove the thing from it altogether.

I guess this means also that the house repairs are in limbo again. Not only will we need the money for the surgery stuff and deductibles, but Hubby will not be able to do the outside repair stuff that needs to be done. And, with the wedding and final school expenses we won't have money to hire it done. I'm still trudging along on the inside repairs, but maybe I can hire DD's fiance this summer to help me outside......

9 Responses to “Goals, What Goals.....”

  1. ralph Says:

    Man, that sounds like a heavy burden, but at least you are making some progress. Keep at it and good luck!

  2. DeniseNTexas Says:

    It sounds like you're handling it all well and that's a good thing. Keep us posted!

  3. ceejay74 Says:

    Does your husband get short-term disability through his job? Mine only pays 60%, but it's something...

  4. janH Says:

    ceejay, yes he does get a few weeks. Not as many as he would have if he'd stayed with Big company. There he had several months worth. Now, he has about four weeks of short-term, then goes to long-term. Problem with long-term is that it is 60 percent which we can live on fine, but it cuts out our health insurance. At 60 percent we aren't full-time so insurance goes to Cobra which we've not used before or paid for before. Last time, he only had two weeks of short-term so we used up vacation time to supplement the 60 percent and came in under the wire I think. He was off a month last time with the lesser surgery. The bigger surgery is a longer recovery. I know it isn't any use to speculate now, but I am trying to prepare since they usually want to do it as soon as possible.

  5. frugaltexan75 Says:

    I hope your husbands surgery goes well, and that your future sil is able to find another job quickly.


  6. ceejay74 Says:

    Yeesh, I'm planning on taking STD as part of my maternity leave. I have to check with them and see what else is going to be affected besides my salary--I didn't think about my benefits being taken away during it.

  7. dmontngrey Says:

    I know it's not the same everywhere, but your benefits SHOULDN'T be taken away if you are out on disability, IF you are eligible for FMLA. You'd be on an approved leave of absence and eligible to keep your benefits, provided you pay your normal premiums. You certainly want to read up on FMLA rights. Info can be found here:
    Text is http://www.dol.gov/whd/fmla/index.htm and Link is

  8. janH Says:

    ceejay: I don't think our benefits are affected during short-term disability, just long-term which kicks in after a few weeks. Hopefully, you won't be affected if you have enough short-term, but it wouldn't hurt to find out. It was kinda a shock to us when we got the info a couple of weeks into recovery.
    dmontngrey: I haven't had time to investigate your link but I surely will. Thank you for the information!

  9. boomeyers Says:

    If you do have to go on COBRA, make sure you take advantage of the discounted rates if you qualify for them. Keep us posted on what the surgeon says!

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