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I Really REALLY Mean It This Time....

December 28th, 2007 at 01:28 pm

My goal last year was to find a budget that worked for us and stick with it. And to learn to save money for emergencies and those pesky things like tires. Debt reduction was a half-hearted effort last year. We've almost paid off the big car loan, and we've not charged much. Except that we do put DD's tuition on the cards, and I don't have an effective system set up for tuition payments yet. So, we've gone round and round with the same numbers as the final tally. Bummer.

This year is definitely the one in which we're going to concentrate on debt. We've made up our minds, which is half the battle. Now, to a plan of action. I have a couple of ideas to start with that ties into the budget. And I have a couple of charts set up. One has the debt sorted by balance. The other by interest rates. We will have a couple of issues like the tuition and Hubby's probable surgery. But, we just have to stick with our resolve. We've given ourselves a timetable of two years. Seeing the results so many here have been having this year, we are inspired. Now, we just need to roll up our sleeves, apply the elbow grease, firm our convictions, and plow into it. I'll be excited to have totals coming ANYWHERE near what some of blogs have been posting. Great job, guys and gals! Perhaps we'll join the land of the free or nearly free by this time next year....

7 Responses to “I Really REALLY Mean It This Time....”

  1. Ima saver Says:

    You can do it!!

  2. Broken Arrow Says:

    Yes, we're really, REALLY behind you on this. Big Grin

  3. collegemomma Says:

    Good luck to you!

  4. luxliving Says:

    See you at the finish line!!!

  5. reginaastralis Says:

    You know ... sitting down and writing out my plan of debt reduction was completely liberating. It was fantastic to see the numbers dwindle down to nothing. I think it's either Sept/Oct where I will have the majority of my debts paid ... and then you will hear a completely idiotic scream from my end.

  6. baselle Says:

    You can do it, Jan!!!!

  7. moi aussi Says:

    Good luck Jan! You can do it!!!

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