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The Damn It Fund....

February 27th, 2008 at 01:17 pm

We very rarely use bad language in our household. But, a recent event has caused me to resurrect a name that, surprisingly, my saintly mother gave to a fund. Last Wednesday, the doc in the Big City gave Hubby the go ahead to return to restricted duty at work. We were elated that things were healing. We left with all the paperwork that we would need to give to New Company, and I drove out of Big City in a big rainstorm and lots of traffic. Breathing a sigh of relief in many ways, including that we wouldn't have to stay on 60% pay! The very next morning, dear DD called very upset. She'd dinged a car in a parking lot. Poor thing. She's been really watching her finances. We decided to pay for it out of pocket. No need after our large deductible to put it on her driving record. And, we'd be paying the extra on her premiums, too. So, she took care of all the work that it took to get the final settlement amounts and his signed stuff and everything so I could send a check. So far, so good. Now, I just had to figure out from where to draw the funds. Hubby had just said to put a smidge of a seed in my long neglected laptop fund so we could evacuate from hurricanes much easier. But, there wasn't anything in there to use for the ding. I had drawn from the house repair fund to pay for Hubby's medical bills. I had planned to put the small tax refund and the whateverthatis that is coming toward repairing that fund. So, where to get it? Then, I remembered Mom's fund. The Damn It Fund. For those things that just cause you to say.....phooey, rats, darn it, etc. So, I sat down today and, on paper, separated my long-term emergency fund. I recreated a small portion of it into the Damn It Fund. I was going to use my Challenge Money to pay on debt, but I will divvy it up to include refunding the Damn It Fund. Just for those times in life that you need it. We were blessed. DD wasn't hurt. No one was in the car she dinged and so no one got hurt. The car she was driving wasn't damaged. And, so far, the young man has been helpful to finish it all up. We had much more problems when DS got hit in a parking lot from his dinger person. So, all in all, we're doing fine. Without the last year on Saving Advice, I wouldn't have had the funds in the first place. Once again, I am grateful to the good folks here....

The Stuffed Frog.....

May 23rd, 2007 at 06:59 am

DD had change everywhere. During the big Apartment Cleanout, I found change in purses, drawers, little containers, and on the furniture. It was obvious that outside of quarters for the laundry, she had no use for coins. I understand. I don't carry many coins either. But I do love to collect them and roll them up. Since her new place comes equipped with a washer and dryer, she has no need of quarters either. So I collected all the change in a sturdy baggie and asked her if I could have it. No problem. I brought it home and Hubby confiscated the quarters for his purposes and I loaded up the piggy...er...froggy bank with the rest. He ended up being totally stuffed with the additional coins. Last night we received Hubby's gas expense check for two of his trips. I realized that I was only short a little over 20 dollars to complete the truck tires fund if I added the expense check to it. So I hefted the frog and emptied him. I sorted, counted, and rolled. In the end, I had more than enough to finish the fund. And it was all in pennies, nickels, and dimes. Today after my appointment, I will take the check and the coins to the bank and add them to the fund. Awesome! Thanks to DD and the frog...