just might work better for me. I tend to save up and try to pay things in big chunks. Sometimes, when the month rolls around, I forget what I had planned from last month. I could blame it on my ADD or something, but I'm not going to let myself get away with that. I have finally joined the recent century and learned bill pay. Wow, the things you can do with that. I've already been sending little chunks of money WHEN I HAVE IT and watching balances go down. No more waiting until the statements come and wondering if I am still following the original plan or have I already changed my mind for another one. Sheesh. No wonder I wasn't getting anywhere.

Hubby got an expense check a couple of days ago in between the running back and forth to the Big City for medical tests. The check was for mileage for meetings. It always covers gas and then there is a little bitty cushion because mileage is a bit over gas costs. For now. Gas is going up, so I'm not sure how long that will work out that way. I took the little remainder and put it on a credit card. Instantly done. Wow. Wonder why it took this old dog so long to learn this new trick.

I'm thinking that this will also keep me thinking about each purchase. I do it anyway, but mostly to see if this purchase will fit in the budgeted amount for that category. Now, I'm wanting to hang on to the money because I can put it somewhere more useful right now. The debt balances. It might be a slow road, but a tortoise I am....