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The Bottom Line......

January 29th, 2007 at 10:00 am

I finally got the courage.....When I set up the debt chart, I got the courage to include my auto debt. Now, I have finally built up the strength to add in--the mortgage. I didn't collapse from anxiety or shock--I was ready. The bottom line is definitely not where we would want it to be. The funny thing is, the mortgage isn't so bad. In fact, I owe a lot less on it than I expected. Phew! I made it to the next level of the Finance Game.

I noticed that in my budget there are a lot of little categories that have a couple of dollars here and there left after the end of our month. I had just used them to offset the couple of dollars here and there overspent in other categories. But, I now see them as a resource to be used. I want to have more dollars in EACH category left. I guess it is my dollar and change savings that others use. Since I use my debit card for almost everything, I don't have much change anymore. So, I decided that these dollars are my change. I have been perusing the boards and seeing lots of ideas to save a dollar here or there. I made up a starting list of 10 things to save $10 (each) per month. As I have gone through daily stuff here, I am making note of other things to cut money. I am excited to think that my thinking has changed from "that will only cost a couple of dollars, no big deal" to "Wait! That will save me a couple of dollars." Keep sending the good ideas because I'm on a roll here....

3 Responses to “The Bottom Line......”

  1. Frayed Buckeye Card Says:

    Attitude-attitude-attitude sure makes a difference. You are on a roll.

  2. Money Saving Army Wife Says:

    Great job! And thanks for the welcome!

  3. monkeymama Says:

    Woohoo

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