Hubby's vacation money came in. After the taxes (yikes!), I decided to let things sit for a bit and ponder it. I know we need to use some of it for repairs like new doors for the front and back of the house. But I thought I might be able to make increased payments on a credit card and push the process forward a smidge. Well, I worked with the spreadsheets for a while. I already had a sheet that automatically adjusted for payments and interest and another sheet that showed percentage of use. (See, I AM listening!) Hubby helped me set these up. Then, today I got curious--and then brave--I set up a sheet that showed interest paid on each credit card and totals. OUCH! I PAY THAT MUCH EACH MONTH IN INTEREST???? Facing the problem is the first step. Now, I need to figure out step two. A plan of action. I am motivated more than ever to do something about this. Look out credit cards....this is WAR!
December 6th, 2006 at 06:36 pm