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DS Credit Card

November 10th, 2006 at 08:44 pm

Got a chance to "chat" with DS a smidge online in between his working on his thesis rewrite and class. He sure can multitask, sorta. In reading between the lines in the little he got to say, I realize that the reason he's using the card again is that when he orders things from the same companies that he used before, it automatically goes on my card. Now, he did say he would pay me back, but as absentminded as he is, I am not going to hold him to it. He said he is going to take care of the problem, and I am going to hold him to that. He's got his own money and card now, so he can do this. It is not that much money, so I don't think he needs my help on this. We are still paying for the car (will give it to him next year), and for the instrument he changed to in college. We haven't yet turned those payments over to him. We've already given them notice of getting the car, so they can look into their own insurance and get ready for it. So I have decided to target his old credit card after all. Hopefully, I won't get another bill next month and realize that I'm still going around in circles cos he's still using it.....

Posted in Credit Card Debt Eradication | 8 Comments »

8 Responses to “DS Credit Card”

  1. Gruntina Says:
    November 10th, 2006 at 09:32 pm 1163194368
    1163194368

    are you paying for his old credit card debts?

  2. janh Says:
    November 10th, 2006 at 09:35 pm 1163194525
    1163194525

    Just the ones connected with school expenses while he was an undergraduate. When he got married and entered graduate school, we gave him a clean slate to start from. He's a grad assistant and gets loans for the rest of his expenses and his wife is a teacher.

  3. janh Says:
    November 10th, 2006 at 09:36 pm 1163194572
    1163194572

    He had some jobs in college and scholarships, but we paid for his school expenses while he paid for some of his living expenses and fun.

  4. yummy64 Says:
    November 11th, 2006 at 01:04 am 1163207089
    1163207089

    Can you not just close the credit card account. Or have him call to remove his name from it?

    Nothing like it not being valid for companies to stop charging things to it.

  5. janh Says:
    November 11th, 2006 at 01:15 am 1163207759
    1163207759

    Removing him would be a good idea. It is a low interest credit card in my name so it is part of my separate credit from Hubby. I don't know if I should close it. Even if I got a different card from the credit union, I would be closing a long term one?

  6. yummy64 Says:
    November 11th, 2006 at 03:18 am 1163215080
    1163215080

    I'd get rid of it if I were you. Just simplifies life not to have it to worry about. But I'm not the sort of person to care about a credit score. I have good credit, i pay on time, and that is all I worry about. YMMV of course

  7. PRICEPLUS Says:
    November 11th, 2006 at 04:42 am 1163220175
    1163220175

    I'd close it. Just my .02 cents!

  8. dann Says:
    November 11th, 2006 at 03:01 pm 1163257297
    1163257297

    as yummy64 says, get rid of it if you can.

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