My month ends this week. Since I started things on the 15th, I decided to end on the same. I have several bills that cross the end of the month depending on the length of the month. Some months they are at the end, and some they are at the beginning. So I straddle the first. So this is the end of the first month at this. I am excited and challenged. I only have about $12 in my grocery money left, but I think we are going to be able to manage it. We have more in our gas money that I thought, but I am going to visit my DS in his jazz concert this week so I will probably use the rest of it. We didn't do much out this weekend, not spending on a weekend was a new thing. So I am hoping to have a little extra to put on CCs. I've learned so much in this first month alone. Our Excel envelope system is working for us. I can finally keep track. Since we have been keeping up with two, sometimes three, households in the last few years because of kids in college, I was overwhelmed. I can finally track what is going on. It is such a relief! I didn't realize how much stress I was carrying. I can't wait until I can pay off a big CC! There will be cartwheels of joy.....